100+ Dreams Financed

Welcome to mortgagebynidhi.ca

Hey! This is Nidhi, a GTA based Mortgage Agent Level 2 helping you secure your dream home with expert pre-approval, refinancing & mortgage renewal solutions.


My goal is to help you get the best mortgage solution for your needs. With our suite of services designed to make mortgages simple and stress-free, I have helped numerous home-seekers save thousands in their home buying journey. 

ready to take the first step?

Book a free consultation with me today where we'll go over your present scenario to assess the best way forward.

Book now

The confidence you need, the mortgage you deserve!

The confidence you need, the mortgage you deserve!

The confidence you need, the mortgage you deserve!

The confidence you need, the mortgage you deserve!

The confidence you need, the mortgage you deserve!

The confidence you need, the mortgage you deserve!

Fast, Expert Mortgage Solutions in the GTA

UNDERSTAND THE MORTGAGE PROCESS

Don't get stuck and confused about mortgage terms and jargon. Talk to an expert so you can skip all the complexity, especially getting locked into a bad mortgage rate. Let's make it simple.

GET THE BEST DEAL, WORRY-FREE

Lost spending time comparing rates and lenders, working out how to find the best solution? We've already taken care of that. Our expertise helps you find the right solutions for your unique situation.

KNOW WHAT YOU WILL PAY AND WHEN

Eliminate your tension about unexpected hidden fees and surprise costs. Working with a top-rated mortgage advisor means you get consistent updates and clear timelines, and don't make a financially irreversible mistake.

Our Trusted Network

What Sets Us Apart? Our Commitment.

We make your experience smooth, stress-free, and financially rewarding.

Because you deserve a mortgage that works for you, not the other way around.

budget & beyond

01

We help you find a home loan that fits your life and finances, all based on your goals, income & future plans.

FIRST-TIMEr worries

02

Dedicated support for first-time buyers, you get the input you need to make things easier as a first-time home buyer.

quick responses

03

Have a question? Get quick responses & clear answers when you need them — we’re just a call or message away.


START-TO-FINISH

04

End-to-end service — from pre-approval to closing, stress-free. We guide you through the whole process, and are here for the long-run.

simple and easy

05

We breakdown complex terms so you have the clarity you need to make better, informed decisions — no fluff or confusion.

ZERO HASSLE

06

With us, you get one trusted advisor to guide you  through the whole process — no handoffs, just a smoother experience.

Mortgage Solutions for Every Milestone

RESIDENTIAL

RESIDENTIAL

RESIDENTIAL

Buying a Home?

Let’s Make It Happen.


Whether you're a first-time buyer or upgrading, we’ll help you secure the right mortgage with ease. With personalized advice, access to 60+ lenders, and step-by-step support, your path to homeownership starts here.

PRE-QUALIFY

RESIDENTIAL

RESIDENTIAL

Tired of Bank Delays?

Let Us Make it Easier. 


Get fast, expert mortgage pre-approval with competitive rates, personalized guidance, access to a wide range of lenders, and insider knowledge of the mortgage market, you’ll get the best possible financing options.

TRANSFERS

RESIDENTIAL

REFINANCING

Time for a Better Mortgage?

Let’s Make the Switch.


Switching lenders can save you money — and we make it easy. Whether your term is ending or you’re just ready for better service and rates, we’ll guide you through a smooth mortgage transfer with zero stress and maximum savings.

REFINANCING

REFINANCING

REFINANCING

Need Cash Flow? 

Refinance and Unlock Home Equity.


Tap into your home’s built-up equity and use it to your advantage—whether you want to renovate, consolidate debt, invest in a second property, or cover major life expenses like education. We help you with simple, smart refinancing tailored to your goals.

COMMERCIAL

REFINANCING

COMMERCIAL

Big Goals? Let's Find your Key to Smart Financing.


From rental units to retail spaces, we help fund your business property with expert insight and lender access. We work with you to provide tailored commercial mortgage solutions that match your needs and future plans.

HELOC

REFINANCING

COMMERCIAL

Use Your Home’s Value

to Your Advantage.


A Home Equity Line of Credit gives you flexible access to funds when you need them — for renovations, education, or big goals. 

We’ll help you unlock that value, smartly and responsibly.

Know your Numbers!

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Moments That Matter

    Client Testimonials

    Frequently Asked Questions

    Yes. Traditional banks may say no, but I have access to lenders who understand real-life situations — including self-employment, credit issues, or unique income.


    Absolutely. I specialize in helping first-time buyers feel confident, informed, and ready. From budgeting to closing day, I’ll walk you through it all.


    You’ll need basic documents like ID, proof of income, and your credit info. I’ll guide you through exactly what’s needed — no stress, no guesswork.


    A HELOC (Home Equity Line of Credit) lets you borrow against your home’s value — like a flexible credit line. Refinancing replaces your current mortgage with a new one. Both help access equity, but work differently.


    Most pre-approvals are valid for 90 to 120 days, depending on the lender. This holds your rate while you house hunt — even if rates go up.


    Refinancing can help you lower your payments, access equity, or consolidate debt. I’ll help you explore if it’s the right move for you.


    Contact Us

    Contact Information

    Phone:    +1 (437) 580-0999 

    Email:      info@mortgagebynidhi.ca

    Chat on Whatsapp

    Office Address

    Unit 313, 5 Montpelier Street, Brampton, ON L6Y 6H4

    Hours

    Open today

    10:00 a.m. – 06:00 p.m.

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